Digital Insurance Product Rules: Configuration and Logic

Digital insurance relies on automated decisions to deliver instant quotes and seamless coverage. Understanding how to structure the underlying product rules is essential for anyone entering the insurtech and digital insurance space. This text-only course guides you through the foundational concepts of digital insurance rules, from eligibility and underwriting logic to rating engines and modern API-driven implementations. You will gain the skills to translate complex insurance policies into clean, executable digital logic. What you'll learn: Understand core terminology, insurance product structures, and the role of automated rule engines; Define eligibility and underwriting rules to automate risk assessment and validation; Configure rating and pricing logic to dynamically calculate premiums based on risk factors; Apply modern best practices for structuring rules using JSON and API-friendly formats; Implement validation logic to ensure data integrity and compliance with industry standards. The course starts with fundamental insurance concepts before moving step-by-step into rule design, logic structuring, and modern integration patterns. You will read through clear explanations, analyze realistic rule examples, and complete conceptual exercises to solidify your knowledge. Designed specifically for beginners, business analysts, and product managers looking to enter the digital insurance space, with no prior coding or insurance experience required. Start building your foundation in digital insurance product rules today.