Financial Technology Basics: Open Banking, APIs, and Digital Finance
Demystify the fintech landscape by learning how open banking, APIs, and modern digital payment systems are transforming global financial services.
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About this course
Course contents
6 modules · 30 lessons · 3h
1
The Fintech Landscape
Understand the basics of fintech and how it differs from traditional banking.
- What is Fintech?
Define fintech and learn the essential vocabulary used in the industry.6 min - The Evolution of Money
Trace the shift from traditional brick-and-mortar banking to digital-first solutions.6 min - Fintech Business Models
Identify how fintech companies generate value and revenue compared to old banks.6 min - The Fintech Ecosystem
Meet the key players: neobanks, incumbents, and tech giants.6 min - Agile vs. Traditional Finance
Compare the speed and methodology of fintech startups versus legacy institutions.6 min
2
The Engine: APIs and Open Banking
Learn how systems talk to each other to share financial data securely.
- Understanding APIs
Learn what APIs are and why they are the 'glue' of modern finance.6 min - Open Banking Standards
Explore the rules that allow different financial apps to work together.6 min - The Technical Architecture
Visualize the structural layers of an open banking system.6 min - Third-Party Providers (TPPs)
Understand the role of apps that access your bank data to provide services.6 min - Secure Data Sharing
Examine how your sensitive data is shared without exposing your password.6 min - Screen Scraping vs. APIs
Compare old, risky data collection methods with modern API standards.6 min
3
Digital Payments and Wallets
Trace how money moves in the digital age.
- The Anatomy of a Transaction
Follow the step-by-step flow of a digital payment from sender to receiver.6 min - Modern Payment Processing
Learn about the gateways and processors that handle your online clicks.6 min - Digital Wallets Explained
Discover how wallets like Apple Pay and Google Pay store and protect cards.6 min - P2P Transfer Networks
Understand how apps like Venmo and CashApp move money between individuals.6 min - Cross-Border Innovations
Explore how fintech is solving the slow and expensive problem of international transfers.6 min
4
Blockchain and Decentralized Finance
Demystify the technology behind crypto and DeFi.
- Blockchain Basics
Understand the distributed ledger technology without the technical jargon.6 min - Digital Currencies
Distinguish between Cryptocurrencies, Stablecoins, and CBDCs.6 min - Introduction to DeFi
Learn how financial services can work without a central bank or intermediary.6 min - Smart Contracts
Understand how self-executing code can automate financial agreements.6 min - Blockchain Use Cases
See how blockchain is used beyond just trading coins.6 min
5
Regulation, Security, and Compliance
Learn the rules and safety measures that keep fintech legal and secure.
- Key Regulatory Frameworks
Overview of major laws like PSD2 and GDPR that shape fintech.6 min - Compliance: KYC and AML
Learn why apps ask for your ID and how they fight money laundering.6 min - Fintech Security Protocols
Explore encryption, tokenization, and multi-factor authentication.6 min - Fraud Prevention
See how AI and machine learning detect suspicious activity in real-time.6 min - The Challenge of Global Rules
Understand the difficulty of operating a fintech across different countries.6 min
6
Case Studies and Future Trends
Apply your knowledge to real companies and look ahead.
- Case Study: Neobanks
Analyze the success of companies like Revolut or Chime.6 min - Case Study: Embedded Finance
See how non-financial companies (like Uber or Amazon) offer banking.6 min - The Future: AI and Beyond
Discuss how Artificial Intelligence will further change your financial life.6 min - Career Paths in Fintech
Explore how you can enter the industry based on what you've learned.6 min
Fintech Solution Concept Design
Design a concept for a new fintech app that solves a specific problem using Open Banking or Blockchain.
What you'll get
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Certificate of completion
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Lifetime access
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Phone or computer
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14-day refund
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Short & focused
3h of practical content
Certificate of completion
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Frequently asked
What do I need to take this course? +
Just a phone or computer with internet. No installs, no special hardware.
How do I pay? +
By card via Stripe. We don’t store card details — Stripe handles them securely.
Can I get a refund? +
Yes — full refund within 14 days, no questions asked.
How long will I have access? +
Forever. Once you purchase, the course is yours to revisit anytime.
Will I get a certificate? +
Yes. On completion you'll receive a certificate you can add to your LinkedIn profile.
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