Introduction to Blockchain and FinTech: Applications and Limitations

The intersection of finance and technology is evolving rapidly, driven by the rise of decentralized systems. To navigate this landscape, professionals must understand not just how blockchain works, but where it genuinely adds value and where its constraints lie. This text-based course provides a comprehensive introduction to blockchain technology and its applications in financial technology (FinTech). You will transition from a beginner to a knowledgeable practitioner capable of analyzing blockchain designs, evaluating financial use cases, and identifying technical and regulatory limitations. What you'll learn: Understand the foundational architecture of blockchain, including cryptography, consensus mechanisms, and distributed ledgers; Analyze key FinTech applications such as smart contracts, decentralized finance (DeFi) primitives, and digital assets; Evaluate the limitations of blockchain, including scalability bottlenecks, security vulnerabilities, and environmental concerns; Explore modern developments like Layer 2 scaling solutions and central bank digital currencies (CBDCs); Assess the regulatory, legal, and compliance landscapes shaping the future of global financial technology. The course begins with essential terminology and foundational cryptographic concepts before guiding you through smart contract mechanics, real-world financial applications, and critical limitations. You will consolidate your knowledge through written conceptual exercises and analytical case studies. Designed entirely for beginners, this course requires no prior programming or advanced finance background. Start reading today to build a solid, future-proof foundation in blockchain and FinTech.