Setting Up and Running Your Retirement Investment Plan

A working retirement investment plan does not require complex products. It requires a few good decisions made once and a yearly review. This hands-on course walks you through making and running that plan. By the end of this course you will have chosen account types appropriate to your situation, set a target asset allocation, automated contributions, established a rebalancing approach, and built a yearly review template. What you will learn: - How to decide between workplace plan and IRA contributions, including which to prioritize - How to choose between traditional and Roth contributions based on your situation - How to set an asset allocation that fits your time horizon and risk tolerance - How to choose specific funds focused on low cost, broad diversification, and clear behavior - How to automate contributions and increases so saving happens without willpower - How to rebalance simply, including band-based and calendar-based methods - How to run a yearly review covering contributions, allocation, costs, and beneficiary designations The course is structured as a workbook. Each module presents one decision, provides templates, walks through a filled example, and guides you to complete your own version. This course is written for adults who want a working plan rather than another article to read. By the end you will have replaced indecision with a small set of automated decisions, and the years that follow will compound those decisions into real retirement assets without requiring constant attention.